Loan Signing Rates & Availability 360.280.0888

Experienced, NNA certified, licensed, bonded,  insured, $125K E&O,  and background screened. 

Hello, my name is Carmen Lane and I accept direct loan assignments from Fidelity-approved title/escrow companies, lenders, and from some loan signing services. 

I am an independent mobile Notary Public licensed and bonded in Washington state. I have been a Notary since 2015 and became a Notary Signing Agent (NSA) in 2019.  ​I am experienced and NNA certified. As a notary signing agent, I maintain my qualifications and undergo annual background checks.

I AM NEUTRAL in all transactions: 

I do not discuss the terms of the loan package, documents, or contracts. I do not offer legal or financial advice or personal opinions. I do not pressure any signer to sign documents, nor dissuade from signing.   

If signers have questions about the documents which I cannot answer, they may need to reach out to their lender or title company (if it is a real estate or loan transaction). I am not responsible for the content or typos or spelling errors or mistakes in any document that you submit to me for notarizations. 

As an independent contractor, I am not directly employed by or affiliated with any title company,  financial institution, or attorney. 

Please double-check your document for accuracy before submitting to me. If a document requires witnesses, the signers must provide them. 

* * * * * * * * * * * * * * * * * * * * * 

SERVICES I DO NOT PROVIDE: 

* * * * * * * * * * * * * * * * * * * * * 

I do not provide jail notary services or jail weddings. Nor do I notarize I-9 immigration forms, Apostilles, Certificates of Authority, Certificates of Authentication, employment verification, or FBI clearance letters.

NOTICE AND DISCLAIMER:  I am an independent contractor providing notary services.  I am not a licensed attorney or real estate or financial professional.  I am not authorized or permitted to provide any advice whatsoever on legal or real estate or financial matters or loan documents.  Please do not ask the notary for legal or financial or personal advice, including how to fill out your documents or how to answer questions contained in your documents.

LOCAL:  $150-250 Lacey, Olympia, and Tumwater locations

REMOTE:  $300-550+  other locations

Please have your loan package ready to print and call to check availability 360.280.0888. Last minute loan signings assignments are OK! I am happy to help you if I can. 

As an independent contractor, I accept direct assignments from Fidelity-approved lenders, title/escrow companies, and from some loan signing services.  I can print your loan documents and travel throughout Western Washington to present to your borrowers/signers at their chosen locations throughout Western Washington. 

Payment is due at time of service.  Invoices can be sent upon request and are due in full upon receipt. 

I live in Olympia (Thurston county) and I conduct in-person loan signings locally in Olympia and as far away as Ocean Shores, Seabrook, Ocean Park, Vancouver, Port Angeles, Port Townsend, and Forks. I can travel 100+ miles one way to do a critical loan signing for you when weather and road conditions permit me.

COUNTIES SERVED: Thurston, Pierce, Grays Harbor, Pacific, Mason, Lewis, Jefferson, Clallam, Clark, Cowlitz, Skamania, Wahkiakum, and beyond.  Local in-person loan signings range from $150 to $250.  Remote location signings are $300-$550+ depending on travel distance.

* * * * * * * * * * * * * * * * * * * * * 

COVID-19 PRECAUTIONS:   

* * * * * * * * * * * * * * * * * * * * * 

I am fully vaccinated, boosted, and shall continue as needed. 

Let's use good sense and common courtesy.  Wear PPE and use hand sanitizer when necessary.

Reschedule your appointment if you are sick/contagious or exhibiting obvious flu symptoms.  And I shall extend you the same courtesy. 

In Washington, not every notary public is a notary signing agent, but every notary signing agent must first be a commissioned notary public.

FUNCTION OF NOTARY PUBLIC:

The primary function of a Notary Public in Washington is to help deter fraud. The notary must verify the identity of each signer,  confirm the signer understands what they are signing , that they are  being truthful, and signing of their own free will.

A notary public must be impartial to the transaction. It is not my place to interpret or explain the specific details or terms/conditions of your documents. I may only speak about any document in the most general of terms -- what it is and its general purpose. I do not give advice or render personal opinions as to whether a document is valid, legal and binding, or whether it is "fair/equitable" for all parties. Those are all matters you must sort out on your own or discuss with a licensed attorney or other qualified professional before we meet for any notarization. General notary work dos not include any document handling.

FUNCTION OF SIGNING AGENT:

In Washington, a NOTARY SIGNING AGENT is a commissioned notary public who has also received training to learn how to present loan documents. The signing agent is an independent contractor hired to receive and print a loan package and then travel to the borrower's location to present the loan documents on behalf of their lender and title company. 

The notary signing agent's role is limited but essential. The notary signing agent is a neutral third-party who verifies that the borrowers are indeed who they say they are, that they are signing as a free and voluntary act (no one is coercing them), and that their signatures are authentic on the paperwork contained in the loan package. The notary signing agent is prohibited from discussing details of the loan with the borrowers. The notary signing agent's role is limited to reading the title of the loan document, stating its general purpose, and locating the borrower's signature lines and any places for dates or initials. 

Borrowers must direct their specific questions about any loan document to their lender or title company. 

After the documents are executed (signed), the notary signing agent must return the loan package as contracted by the hiring company.