Loan Signing Services & Notary Signing Agent Training in Washington State
SIGNING AGENT - Loan Signing Services
MOBILE NOTARY - General Notary Public Services
MOBILE NOTARY - General Notary Public Services
NNA trained/certified, Fidelity-approved, licensed, bonded, background screened, & $100K E&O. I can travel throughout Western Washington to present loan documents to your borrowers in Thurston, Grays Harbor, Pacific, Mason, Pierce, Pacific, Lewis, Jefferson, Clallam, Clark, Cowlitz, Skamania, Wahkiakum, and beyond. I am willing to drive 100+ miles to complete a critical loan signing for you.
- LOCAL LOAN SIGNINGS (Olympia/Tumwater/Lacey) $150-250
- REMOTE loan signings are $300-550+
- LAST MINUTE LOAN SIGNING? I will help you if I can! Please have your loan package ready to print and call for availability.
Types of loan signing assignments I handle: Loan applications, loan modifications, HELOC, purchase, buyers, sellers, VA/HUD/FHA, refinance.
FOR RATE QUOTES, AVAILABLILTY, OR TO BOOK: Call 360.280.0888
HOW TO PAY: Deluxe eCheck to carmen-lane@comcast.net or send business check made payable to Carmen Lane LLC (EIN 83-2831698) at 6333 75th Ave NE Olympia, WA. Any invoices are due upon receipt. If paying by Venmo, please use @CarmenLaneLLC.
Loan signing and document handling rates start at $150. All assignments are individually quoted. I provide a flat-rate quote based on type of signing, number of signers, # of pages, whether loan package is ready to print, and whether scanbacks are required. A pre-paid UPS or FedEx shipping label must be provided and an after-hours contact number must be provided in case your borrower has questions at the signing table. I print two copies of every loan package: 1 copy for the borrower to keep, 1 copy to execute and return. Executed loan packages are dropped at a manned UPS/FedEx facility (same day if possible).
MOBILE NOTARY - General Notary Public Services
MOBILE NOTARY - General Notary Public Services
MOBILE NOTARY - General Notary Public Services
My rate for basic mobile notary public services (non-loan related, no document handling) is $10 per notarization PLUS *minimum travel fee of $35 and 50 cents per mile roundtrip from my location to yours. Extra fee may apply if I must take a ferry or toll road to reach your location. Use Google Maps to determine mileage door to door.
- 50 miles RT: $60 mobile notary travel fee + $10 per notarization
- 100 miles RT: $85 mobile notary travel fee + $10 per notarization
General notary public work does not involve handling documents. So if you require me to handle your documents-- including receiving, printing, or transporting your notarized documents, or shipping your notarized documents with tracking via UPS or FedEx afterwards, or scanning/emailing notarized documents-- that is an additional cost and must be requested and arranged in advance. Document handling fees start at $150.
Please have this information ready when you call me:
- What is the meeting location address? (required)
- What is the title of each document? (look at top of 1st page)
- How many pages for each document?
- How many signers for each document? (look at each page)
- How many NOTARIZATIONS are needed? (look at each page)
- Are any witnesses required? (if so, YOU must provide)
- Do you all have valid gov't issued photo ID? (absolutely required)
- Do you require any document handling? (see paragraph above)
FOR RATE QUOTES, AVAILABLILTY, OR TO BOOK: Call 360.280.0888
HOW TO PAY: Full payment is due at time of service via cash or local personal check made payable to Carmen Lane LLC. A receipt will be provided. If paying by Venmo, please use @CarmenLaneLLC.
ID IS REQUIRED. Individuals must present a valid (not expired), approved form of government issued photo ID. All forms of ID must be the original, physical document. We will not accept photocopies or a photo of an ID on a mobile device.
Forms of Government Issued Photo ID:
- Driver's License (Issued within U.S. including U.S. Territories)
- Non-Driver Photo ID (Issued within U.S. including U.S. Territories)
- U.S. Passport
- U.S. Passport Card
- Foreign Passport
- U.S. Military ID Card
- U.S. Military Dependent's ID Card
- Tribal Card
Be ready for your notary appointment:
- Your document must complete (no blanks) and include a notarial certificate
- Signers must present unexpired valid government issued photo ID
- Wait until you are in front of me to sign all documents
- All signers must be able to understand the document and terms of notary service -- we cannot and do not provide any advice
Notaries cannot and do not notarize BLANK DOCUMENTS. Your documents must be filled out by you. Any witness statement must be filled out by your witnesses, not by the notary.
WASHINGTON STATE LAW REQUIRES NOTARIAL CERTIFICATES for me to perform your notarization. Take a look at your document. If your document does not already contain specific notarial language, YOU MUST TELL ME which type of notarization you want me to perform. If you do not know what type of notarization you need, then you must either ask your attorney or whoever gave you the document to be notarized. OR you can take a look at these printable notarial certificate examples and choose the one that fits your needs (CLICK HERE). You must select it. I cannot choose a notarial certificate for you because that could constitute providing legal advice and unauthorized practice of law.
In Washington state, notary travel fees are not required by law, however, I do charge a travel fee in my mobile notary business and want you to be aware of this. My minimum basic notary travel fee is $35 plus 50 cents per mile round trip door to door. *WAC 308.30.220: "A notary may charge a travel fee when traveling to perform a notarial act if: '(a) The notary and individual requesting the notarial act agree upon the travel fee in advance of the travel; and '(b) The notary explains to the individual requesting the notarial act that the travel fee is in addition to the notarial fee in subsection (1) of {WAC 308.30.220] and is not required by law' (WAC 308.30.0220[5])." If you do not agree to the travel fee, you may take your documents to The UPS Store, a local attorney, or another notary.
NOTARY SERVICES I DO NOT PROVIDE: I do not provide jail notary services, I-9 employment eligibility verification, Apostilles or Certificates of Authentication, FBI clearance letters, eNotarization, or Remote Online Notarization (RON).
SERVICE AREA
COUNTIES SERVED: Thurston, Pierce, Grays Harbor, Pacific, Mason, Lewis, Jefferson, Clallam, Clark, Cowlitz, Skamania, Wahkiakum, and beyond.
I do loan signings as close as Olympia and as far away as Ocean Shores, Seabrook, Ocean Park, Vancouver, Port Angeles, Port Townsend, and Forks. I can travel 100+ miles one way to do a critical loan signing for you when weather and road conditions allow.
The Function of a Notary Public
HELLO! My name is Carmen Lane and I am an independent mobile Notary Public licensed and bonded in Washington state. I have been a Notary since 2015 and became a Notary Signing Agent (NSA) in 2019. I am Fidelity-approved. NNA trained and certified. As a notary signing agent, I maintain my qualifications and undergo annual background checks.
The function of a Notary Public in Washington is to verify the identity of the person(s) signing a document, help deter fraud, and ensure that each person understands what they are signing, and that they are signing of their own free will. A notary public must be impartial to the transaction. It is not my place to interpret or explain the specific details or terms/conditions of your documents. I may only speak about any document in the most general of terms -- what it is and its general purpose. I do not give advice or render personal opinions as to whether a document is valid, legal and binding, or whether it is "fair/equitable" for all parties. Those are all matters you must sort out on your own or discuss with a licensed attorney or other qualified professional before we meet for any notarization.
Notaries cannot and do not notarize BLANK DOCUMENTS. Your documents must be filled out by you. Any witness statement must be filled out by your witnesses, not by the notary.
WASHINGTON STATE REQUIRES NOTARIAL CERTIFICATES for me to perform your notarization. Take a look at your document. If your document does not already contain specific notarial language, YOU MUST TELL ME which type of notarization you want me to perform. If you do not know what type of notarization you need, then you must either ask your attorney or whoever gave you the document to be notarized. OR you can take a look at these printable notarial certificate examples and choose the one that fits your needs (CLICK HERE) . Understand that I cannot choose a notarial certificate for you because that could constitute providing legal advice and unauthorized practice of law.
COMMON NOTARIAL ACTS
- INDIVIDUAL ACKNOWLEDGMENT: when you need to acknowledge that you are signing the document as your free and voluntary act, for the uses and purposes in the document.
- REPRESENTATIVE ACKNOWLEDGMENT: when you need to acknowledge that you are signing the document as the free and voluntary act of another person or entity, for the uses and purposes in the document.
- VERIFICATION UPON OATH or AFFIRMATION: when you need to swear (or affirm) that the statement(s) you are making are true.
- WITNESS OR ATTEST TO A SIGNATURE: when notary must witness you sign the document in their presence.
- TRUE & CORRECTY COPY: when you need notary to certify that the copy is an exact photocopy of the original. Notary is not creating “certified copies”, only notarized photocopies. The photocopy must be made by the notary.
WHAT IS A NOTARY SIGNING AGENT? Simply put, a Notary Signing Agent is a commissioned notary public who has also received training to present loan documents. The signing agent is an independent contractor hired to receive and print a loan package and then travel to the borrower's location to present the loan documents on behalf of their lender and title company. The notary signing agent's role is limited but essential. The notary signing agent is a neutral third-party who verifies that the borrowers are indeed who they say they are, that they are signing as a free and voluntary act (no one is coercing them), and that their signatures are authentic on the paperwork contained in the loan package. The notary signing agent cannot discuss details of the loan with the borrowers. The notary signing agent's role is limited to reading the title of the loan document, stating its general purpose, and locating the borrower's signature lines and any places for dates or initials. Specific questions about the loan must be directed to the lender or title company. Afterwards, the notary signing agent must return the executed loan package as contracted by the hiring company.
I am not a licensed attorney or real estate or financial professional. This means I am not authorized to provide any advice whatsoever on legal or real estate or financial matters or loan documents. PLEASE, DO NOT ASK. As a mobile notary public/signing agent, I am an independent contractor providing notary services. I am not directly employed by any attorney, title company, or financial institution.
SERVICES I DO NOT PROVIDE: I do not provide jail notary services, I-9 immigration forms, Apostilles, Certificates of Authentication, employment verification, FBI clearance letters, eNotarization, or Remote Online Notarization (RON).
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COVID-19 PRECAUTIONS:
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I AM FULLY VACCINATED, twice boosted, and plan to vaccinate as needed. I have PPE. Signers are also expected to observe social distancing protocols and wear PPE. Let's try to keep a space between us, avoid shaking hands, and use hand sanitizer as needed.
I want you to feel comfortable and safe. I am onboard for doing whatever is going to make you and your family feel the most safe. If you have children, please make sure they go play in the other room until we are finished. We can do the signing indoors, in your garage, or even outside under a covered porch, as long as your paperwork is protected from wind and rain.
We need a well-lit, well-ventilated workspace with a table large enough to hold the paperwork in order to sign and notarize/stamp your documents. ~Carmen
Helpful Links
- Washington Notary Public Laws
- How to Become a Notary Public
- How to Become a Notary Signing Agent
- Attorney Notary Supply in Washington (ANSofWA.com)
- Learn How to Present Loan Documents as a Notary Signing Agent with NSA101
- Find an Attorney Near Me
- Find a Notary Near Me
- Find a UPS Store Near Me
Other Helpful Links:
- E-Verify and Form I-9
- I-9 Employment Eligibility Verification/I-9 Training
- How do I obtain an Apostille or Certificate of Authentication in Washington?
- How do I obtain an FBI Identity History Summary Check (IHSC)?
- USA PATRIOT ACT Patriot Act Primary and Secondary Identification Requirements
- What does the Patriot Act have to do with mortgages?
NSA 101 loan document demonstrations, sample loan packages, and private 1-on-1 coaching/training
QUESTIONS?
call for loan signing availability, to make an appointment, or to schedule training