Real estate & Loan Signings, call for a quote 360.280.0888

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NNA certified, Fidelity-approved, licensed, bonded,  insured, $125K E&O,  background screened.

HELLO! My name is Carmen Lane and I am an independent mobile Notary Public licensed and bonded in Washington state. I have been a Notary since 2015 and became a Notary Signing Agent (NSA) in 2019.  ​I am Fidelity-approved. NNA trained and certified. As a notary signing agent, I maintain my qualifications and undergo annual background checks.

I AM NEUTRAL in all transactions: 

I do not discuss the terms of the loan package, documents, or contracts. I do not offer legal or financial advice or personal opinions. I do not pressure any signer to sign documents, nor dissuade from signing.   

If signers have questions about the documents which I cannot answer, they may need to reach out to their lender or title company (if it is a real estate or loan transaction). I am not responsible for the content or typos or spelling errors or mistakes in any document that you submit to me for notarizations. 

As an independent contractor, I am not directly employed by any title company,  financial institution, or attorney. 

Please double-check your document for accuracy before submitting to me. If a document requires witnesses, the signers must provide them. 

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SERVICES I DO NOT PROVIDE: 

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I do not provide jail notary services or jail weddings. Please contact jail facility to arrange.  Nor do I notarize I-9 immigration forms, Apostilles, Certificates of Authority, Certificates of Authentication, employment verification, or FBI clearance letters.

NOTICE AND DISCLAIMER:  I am an independent contractor providing notary services.  I am not a licensed attorney or real estate or financial professional.  I am not authorized or permitted to provide any advice whatsoever on legal or real estate or financial matters or loan documents.  Please do not ask the notary for legal or financial or personal advice, including how to fill out your documents or how to answer questions contained in your documents.

In Washington, not every notary public is a notary signing agent, but every notary signing agent must first be a commissioned notary public.

FUNCTION OF NOTARY PUBLIC

The function of a Notary Public in Washington is to verify the identity of the signer,  confirm the signer understands what they are signing and that they are signing of their own free will, and to help deter fraud.

A notary public must be impartial to the transaction. It is not my place to interpret or explain the specific details or terms/conditions of your documents. I may only speak about any document in the most general of terms -- what it is and its general purpose. I do not give advice or render personal opinions as to whether a document is valid, legal and binding, or whether it is "fair/equitable" for all parties. Those are all matters you must sort out on your own or discuss with a licensed attorney or other qualified professional before we meet for any notarization.

FUNCTION OF SIGNING AGENT

In Washington, a NOTARY SIGNING AGENT is a commissioned notary public who has also received training to present loan documents. The signing agent is an independent contractor hired to receive and print a loan package and then travel to the borrower's location to present the loan documents on behalf of their lender and title company. 

The notary signing agent's role is limited but essential. The notary signing agent is a neutral third-party who verifies that the borrowers are indeed who they say they are, that they are signing as a free and voluntary act (no one is coercing them), and that their signatures are authentic on the paperwork contained in the loan package. The notary signing agent cannot discuss details of the loan with the borrowers. The notary signing agent's role is limited to reading the title of the loan document, stating its general purpose, and locating the borrower's signature lines and any places for dates or initials. 

Specific questions about the loan must be directed to the lender or title company. 

After the documents are executed (signed), the notary signing agent must return the loan package as contracted by the hiring company.    

KEY POINTS:

• As a basic notary public for GENERAL NOTARY WORK,  I am there to verify the signer's ID, confirm willingness and understanding to sign, witness signatures, and to perform notarizations.

• As a notary signing agent for REAL ESTATE & LOAN SIGNINGS,  I am there to verify the signer's ID, confirm willingness and understanding to sign,  point out to questions that have been requested to answer by the lender or title company, point out where signer's signature or initials has been requested, watch signers sign,  perform notarizations, and to receive, print, transport, present, execute, and RETURN the signed loan documents to the hiring company as contracted.